Your Path to a Better Credit Score Starts Here
Enhance your financial life today
Services
Our company specializes in helping clients restore and improve their credit scores by addressing inaccuracies and negative items on their credit reports.
Analysis & Disputing
This process helps our clients by correcting their credit reports improving their credit scores and financial opportunities.
Restoration
Credit restoration aims to empower individuals to achieve better borrowing terms, access loans, or secure favorable interest rates, ultimately enhancing their financial stability and opportunities.
Approval
This service typically includes a thorough evaluation of the applicant’s credit profile, guidance on improving credit scores, and personalized advice on selecting the best loan or credit options.
WHAT IS C&M CREDIT CONSULTING?
Mission Statement
At C&M Nexus our mission is to provide families and individuals from all walks of life with the tools and guidance to rebuild and enhance their financial well-being. We are dedicated to delivering personalized credit solutions with integrity in order to help our clients regain control of their financial future. By fostering trust,transparency, and education we aim to make financial empowerment accessible to every household, regardless of background or circumstances.
WHAT IS C&M NEXUS CONSULTING?
Mission Statement
At C&M Nexus our mission is to provide families and individuals from all walks of life with the tools and guidance to rebuild and enhance their financial well-being. We are dedicated to delivering personalized credit solutions with integrity in order to help our clients regain control of their financial future. By fostering trust, transparency, and education we aim to make financial empowerment accessible to every household, regardless of background or circumstances.
Elevate your score today for $350
Spring Credit Clean Special
$200 until 6/20/2025
We Help Improve Your Credit Scores By Removing:
Collections Accounts
When an account becomes seriously past due, the creditor may decide to turn the account over to an internal collection department or to sell the debt to a collection agency. Once an account is sold to a collection agency, the collection account can then be reported as a separate account on your credit report. Collection accounts have a significant negative impact on your credit scores.
Charge offs
A charge-off is a debt that a creditor has given up trying to collect on after you’ve missed payments for several months. These can include balances from a credit card, mortgage or other debt you take on. As a last resort, the creditor can decide that the debt is a loss for the company and designate it as “charged off.” But that doesn’t mean you’re off the hook. Even though your account is charged off and the creditor reports it as a loss, you’re still responsible for paying back the debt. And the charge-off can remain on your credit reports for up to seven years from the date your first missed payment was reported.
Repossessions
Repossession hurts your credit score. In fact, it’s one of the worst things that can happen to your credit, making your financial life more difficult for years to come. First, the late payments leading up to the repossession will damage your credit score once they’re reported to the credit bureaus. Then, the repossession itself will be listed in the public records section of your credit report.
Hard Inquiries
These can be harmful to your credit score. Each hard inquiry usually causes a small credit score to decrease for a borrower. Hard inquiries can remain on your credit report for two years. A high number of hard credit inquiries in a short period of time can make you appear as a liability to a lender.
Late payments
You have a 30-day grace period with your creditors before they can report it to the Credit Bureaus. We can dispute late payments based on inaccuracies of the date they reported to the Credit Bureau or we can make a request of a GoodWill Courtesy Removal.
INTERESTED IN A 100% FREE CREDIT ANALYSIS?